Apply for FEMA and SBA disaster assistance -

Start your FEMA application at or call 1-800-621-3362

Even if you have insurance, apply for disaster aid at

Apply for The Small Business Administration (SBA) loans. Applying for SBA loans can open up additional assistance even if you don't take the loan. SBA loans can also provide additional funding up to 20% of a loan value for rebuilding projects to mitigate your home, including repairs and rebuilding that will meet the FORTIFIED Home™ standard.

If your home is damaged, do not answer no to housing assistance or rental assistance at this time. Those options can be used for temporary housing while you rebuild. By answering no, you may make yourself ineligible for some disaster assistance.

Insurance claims and Federal Disaster Assistance after the December 10th Tornadoes

  • File a claim with your insurer for both homeowners and flood insurance. Understand your deductibles. You will be responsible for these costs. Negotiate with your adjuster.
  • Apply for FEMA disaster assistance ( or call 1-800-621-3362). Applying will also allow you to apply for Small Business Administration (SBA) loans, which offer low-interest rates.
  • Avoid Fraud - Do not assign benefits to a contractor, called an Assigned of Benefits (AOB) contract. Talk with your insurance company about claims directly. Get three roof repair quotes in writing on company letterhead. Check for a home builder or roofer State license. Download our Fraud Checklist
  • Re-roof or re-build to FORTIFIED standards to strengthen your home and be eligible for insurance discounts.

Tips to help you recover faster and rebuild stronger after the December 10th Tornadoes

Avoid contractor fraud -

With the right questions, you can find a quality roofer or contractor, avoid fraud, and get a stronger roof to protect your family. Download the Contractor Fraud Checklist for in-depth steps to take after a hurricane.

Build back strong with FORTIFIED -

Now it is time to rebuild stronger. Upgrade to a FORTIFIED Roof™ or rebuild using FORTIFIED Gold™ standards to strengthen your home against future storms, and save money on home insurance and taxes.

Use our Service Directory -

Find a FORTIFIED roofer or contractor. Make sure you are also working with a FORTIFIED Evaluator who can ensure your home meets the FORTIFIED standard. Without an Evaluator, you cannot have a FORTIFIED home. 

Learn how to inspect your roof for damage safely.

Tax Relief - 

If you were affected by a Presidentially declared disaster, you might qualify for tax relief by the IRS. Qualifying FEMA disaster relief payments can be excluded from taxable income. Contact a tax advisor.

Click for Kentucky Resources for December 10th Recovery

Click for Tennessee Resources for December 10th Recovery

Click for Arkansas Resources for December 10th Recovery

Click for Missouri Resources for December 10th Recovery

Click for Illinois Resources for December 10th Recovery

Now it is time to rebuild stronger.

Upgrade to a FORTIFIED Roof™ to strengthen your home, and save money on home insurance and taxes. 

Get the peace of mind you deserve and better protect your home during the next hurricane. 

Find a FORTIFIED Roofer

Search for qualified and FORTIFIED trained roofers in your area. Your house will win.

Find Your Roofer